Mortgage Pre-Approval in Canada
Fast, Simple, and Stress-Free with Hawk Mortgage
✅ Free mortgage pre-approval
✅ Best rate secured for up to 120 days
✅ Fast online application – takes less than 10 minutes
Why Mortgage Pre-Approval Matters
A mortgage pre-approval (also known as home loan pre-approval or prequalification for a mortgage) is a conditional commitment from a lender that shows how much you can borrow, based on your income, debts, and credit history.
With a pre-approval, you can:
Know exactly what price range to shop in
Lock in a great interest rate before market changes
Make stronger offers that sellers take seriously
Avoid surprises during the final approval stage
Whether you’re a first-time homebuyer or upgrading to your next property, preapproval for a house is the smart first step.
Hawk Mortgage vs. the Bank
Why choose us over walking into your bank branch? Simple — we work for you, not the bank.
We compare multiple lenders to find your best rate and terms
Our experienced mortgage brokers guide you through every step
We secure your rate for up to 120 days, protecting you from increases
The entire process is online, secure, and convenient
That means you get better rates, faster approvals, and less stress.
Get Preapproved for a Mortgage today and start shopping with confidence.
The Pre-Approval Process with Hawk Mortgage
Here’s how easy it is to prequalify for a mortgage with us:
Complete our quick online form – it takes less than 10 minutes.
Provide basic financial details – income, debts, and down payment amount.
We compare lenders to find your best mortgage loan pre-approval.
Receive your mortgage pre-approval estimate – usually within 24 hours.
Our team keeps your information secure and private, and we’ll explain every step so there’s no confusion.
Factors Lenders Consider for Pre-Approval
When reviewing a mortgage loan pre-approval application, lenders typically assess:
Down Payment Size – Minimum 5% for homes under $500K, higher for more expensive homes.
Income Stability – Regular, documented income is a plus.
Debt-to-Income Ratio – Lower ratios make for stronger applications.
Credit History – Good credit improves your rate and approval chances.
Property Value – The home must appraise at or above the purchase price.
Identity Verification – To protect against fraud.
Want to know what you can afford? Try our Mortgage Calculator or Affordability Calculator before applying.
Pre-Approval to Full Approval
Once you’ve found your perfect home, we’ll take your pre-approval for a house loan and complete the full approval process. This involves verifying all documents, confirming property details, and finalizing your mortgage terms.
With your mortgage pre-approval to approval transition handled by experts, you can focus on packing boxes — not paperwork.
Your Next Step: Get Pre-Approved Today
Don’t wait until you’ve found a property to figure out what you can afford. Whether you’re in the early stages of browsing listings or ready to make an offer, getting pre-approved for a mortgage puts you in control.
💻 Apply online in minutes: hawkmortgage.ca/apply-now
📞 Speak with a mortgage broker for personalized advice
📈 Secure your rate and shop with confidence
Your Next Step: Get Pre-Approved Today
Don’t wait until you’ve found a property to figure out what you can afford. Whether you’re in the early stages of browsing listings or ready to make an offer, getting pre-approved for a mortgage puts you in control.
💻 Apply online in minutes: hawkmortgage.ca/apply-now
📞 Speak with a mortgage broker for personalized advice
📈 Secure your rate and shop with confidence