Compare the whole mortgage
We compare rate, term, prepayment privileges, portability and potential break costs together. That broader view helps prevent an attractive rate from becoming an expensive mismatch later.
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| Mortgage Type | Rate (%) | Notes |
|---|---|---|
| 1 Year (Fixed) | 4.84 | |
| 3 Year (Fixed) | 4.24 | |
| 5 Year (Fixed) | 4.24 | |
| 7 Year (Fixed) | 5.15 | |
| 5 Year (Variable) | 4.20 | |
Last updated:
Your Dream Home Starts Here
At Hawk Mortgage, we help turn your dream of homeownership into reality. With access to over 100+ lenders — including top big banks, monoline lenders, credit unions, and other trusted financial institutions.
We’ll find the mortgage that’s the right fit for your goals and budget. Let us guide you every step of the way.
Hawk Mortgage Tools
Hawk Mortgage knowledge
Mortgage decisions, made clearer.
A strong mortgage is more than a low headline rate. It should fit your cash flow today, preserve useful flexibility and leave room for the life you are financing.
Plan the approval before the offer
Income, debts, down payment, credit and the property all affect approval. Reviewing the file early can reveal missing documents or lender-policy issues before they create pressure.
Keep the strategy useful after closing
Renewal, refinancing and extra payments can materially change long-term interest. We help you understand the trade-offs and the questions worth revisiting as your plans change.
Questions people ask
Does a mortgage broker always find a lower rate?
Not necessarily. A broker can compare available lender options, but the best result depends on qualification, product features, timing and the lenders represented. The goal is a suitable complete mortgage, not a guaranteed rate claim.
Is the lowest rate always the best mortgage?
No. Restrictions, prepayment privileges, portability and penalty calculations can matter more than a small rate difference if your plans change.
When should I start comparing a renewal?
Starting several months before maturity creates time to review the current lender’s offer, consider switching costs and prepare any documents another lender may require.